100% VA loan, which allowed me to put money saved towards renovations.How did you add value to the deal?

The caveat is that until the loan is paid back, you must put it in LT rental at capped rents.

(Auctions and foreclosures can also provide great leads.)With $20K, hard money loans are a practical option, as they emphasize a property’s ARV over your financial history.

They will go up to 100% loan to value or LTV (or used to). 

This term replaced "subprime" and looks a lot different than subprime loans of the past.

Is it best to just throw cash flow at the loan untill the principal is paid off (current cash flow between the two properties after interest and all expenses are paid plus vacancy rate = about $250 left monthly) refinance at renewal to pay it back in full? 

I refinanced it into a  5% 30-year mortgage with a local bank as the seller would only carry the loan for a year.

Here’s what made a difference for us:🔹 Mortgage Relief – Many lenders offer disaster relief options like payment pauses or loan modifications.

@Madison Sloan All depends on what you're willing to accept and if you can get approved for a loan now or not.

I plan to offer owner financing to others that can't get a loan.