Best way to avoid crap like this is to collect non refundable earnest money. 

Mainly unpaid collections and a few liens.  

But when I was an agent, learning some basic Python and VBA (Excel) really helped me save time in the process of collecting and analyzing real estate data.I've been working with technology for the last 25 years; sometimes you don't need sexy, you just need a tool that works.It's a sin that, we technologist, fall for often: searching for sexy instead of "this old thing just works" :)

@Clare CuiI would requalify her - meaning have her provide you with unemployment amounts, how long she is able to collect and also how much $ she has in bank just like I would do for a new tenant

And like a confused Kevin Costner inexplicably wandering his cornfield at dusk I started to hear my own Ray Liota whispering to me, “If you build it…”I can imagine if at that time AI chatbots had been a thing I may have asked it “Why not build?”

They collect your rent, apply late fees,  deposit your monies into your bank account, market your properties, track expenses, screen your tenants, etc for just a few dollars a month per door.  

If the lender defaults, will the fact that I purchased the loan as an individual with no licenses compromise my capability to collect/foreclose? 

Begin by setting up online tools for rent collection, maintenance requests, and communication with tenants.

Looking to help my property management company find a solid Collections Agency. 

If your average heating bill is $150, you may not collect enough in the winter months when the bill reaches $225 but you'll collect extra in the summer when it drops to $65.