Pretty much all the banks in Mexico lending to foreigners offer better terms but there are other countries offering better terms as well.

Granted it is unlikely to result in a home run, but it also is less likely to fail big and negatively affect prospects for years. 

I plan to put two duplexes on the property but with this high appraisal is there a smarter thing to do to pull that money out of it or just use it for better collateral for the construction loan most banks will lend on the transfer price within a seasoning period. we face the same issues for land entitlement and development.

Hey @Ana Mills, this ultimately depends on what your current portfolio looks like, your entity structure, and your plans to scale or not.If you have a few STRs and no plans to grow, it's beneficial to have separate bank accounts and credit cards for each property.If you plan to scale to 10+ properties and hold each property within it's own entity, maybe just a checking account per entity and keep some credit cards at the holding company level. 

If you are in UNY, you can see if you can get a commercial loan through M & T Bank. 

Purchasing a land lot and then using the paid off lot to secure a construction loan from a bank could also be a viable option rather than fixer upper or turnkey.

Local bank.

I think if you realistically have enough deal flow of good properties, flipping is a faster way to a huge bank account, since a good flip should be between 30-50% return on investment every 4-6 months, if you are doing it all cash.  

I sent  a screenshot of our IGMS calendar and sent bank account statements.

Most fail because that exact reason, there why is SELF-serving.