Still doing some digging, but if the neighborhood and city will allow it then will take the next step and see if the cost of these additional services would negate the value of splitting the property up or not. 

It is also will allow for experience in managing tenants, repairs, accounting of the expenses etc...plus you get to keep a close eye on the property.

@Gerald Koonce Private lending from family members is allowed with proper documentation and compliance.

I believe the better value currently is finding a home that needs cosmetic repairs and allowing the PM to handle those and get the place rented out as someone else stated.

So I’m hoping the 2025 year brings change to the percent allowed (40% changing to 100%??

"Evicting" squatters who were allowed to live on premises from prior complacent owner was interesting to say the least.

This setup allows for many different Housing Vouchers such as HOM INC, VASH, Regular S8, Rapid Rehousing, etc. etc. etc.

If you're looking to get started in real estate investing, focus on building a sustainable "assembly line" that allows you to grow year after year.

Yes it explicitly allowed things like the term and rate, and I wrote that it should exclude anything additional which is unnecessary since I couldn't be there to read the closing docs themselves (which I assume can vary depending on what the branch leader/loan officer wants for the nonconforming loan).  

We’ve found that allowing pets and providing an in-unit washer and dryer are key amenities that help attract guests.