If credit worthy they will provide same services as a big institution but with rates and attention that is unmatched. 

The reality of being an investor is that we have to be good at leveraging other people's money- private or institutional lenders.

Usually these packages are sold by either retiring individuals or institutions.

I make decent money through my day job as branch account manager for financial institution but would like to get started on a rental property portfolio.  

@Shawn Munoz What do you mean by "sell me the house" ...seller carryback/ land contract...some other type of option...are you seeking lending...do you have a good credit score....what type loan are you after if it is institutional...there is a lot more to consider.

Hi, the wife and I went through Michigan institute of real estate.  

I'd love an attorney's opinion here because I may actually institute this myself.

Ironically tenants know market rent better than landlordsLook into instituting RUBS if they don't have a program.  

Fannie and Freddie buy groups of mortgages from banks and originators all over the country.Aug 9, 2015Banks or other lending institutions ORIGINATE loans, which in the large part are "formula" loans with standard terms and conditions. 

Not having clear title will prevent refinancing with a bank, credit union or institutional financing.