I do not have a lender right now, and I will need the 12-month rent history as well as various metrics on the property such as insurance quote (which needs property information in order to obtain), existing debt, and purchase price (which would be established while making offers).

We found this lead through SMS marketing targeting tired landlords.

SFR is far less impacted by such, mainly because the debt being capitalized over 30yr terms vs, 3-5-7. 

We have some credit card debt we are hyper focused on paying down , and 34K in my student loans (not touching currently due to SAVE plan with the zero percent interest).

I'd say forget the AI buzzword hype and go back to programming something useful based on real transaction-level data like below (that can help you with any deal you find, from whatever source you have).Sales Comps & ARV estimate:Market Stats:AI won't be able to provide you anything close to this, nor does the RedFin/Zillow market data drill down into the market as deep as I do here.Additionally, if you understand how the leading LLM's work based on a black-box floating point matrix, you just can't trust their conclusions like you can with your own program.

Keep leading by example, Sir!

But a certain amount ( the dreamers) go into CC debt to pay for it.

For some reason I think that this will lead to problem guests.I just don't see the need and I have never been asked.Frankly, good photos and maybe a plan layout should be sufficient.

Having a tangible property to discuss often leads to a much more constructive discussion.

My home has 2 private streets, one that leads to my driveway and the other that goes up the side of my property that I park some of my vehicles (because you can never have too many vehicles) and is an easement to other properties.