Please note that listing your LLC as a certificate holder is "NOT" the same as listing your LLC as an additional insured. 

But your point is a good one vis a vis valuing a deal itself.  

Being listed as a "certificate holder" is not the same as being added to their policy as an additional insured.  

Typically, it is a simple note, which can be recorded as a mortgage at the note holder's discretion.

The mortgage has value and the current holder of that note is gonna more than likely want to get paid.  

Voucher holders are having a heck of a time finding something right now because the rental shortage is hurting the lower priced market more because rents have gone up so much.  

After a long visa process, lockdowns, travel restrictions and more, I am finally in Minnesota and ready to start pulling the trigger on some deals (Just need to find some first :P ) Just wanted to say Hi and looking for a great area in the twin cities and surrounding towns to start looking for a cash flow heavy rental area.Anytips, advice or even food recommendations for the twin cities would be appreciated!!

I have a note holder who has a single note covering 26 properties in three different counties and two different states.

According to the contract with my Note holder, selling it does not require his approval. 

The deed is in your name and they are the lien holder.