Here in OR you'd be surprised what local credit unions will finance, and although the rates might be quite as low, or amortizations as long (usually 25 years or remaining useful life of the property) they can offer more permanent mortgage solutions. 

Ultimately it's the seller's responsibility.And I wouldn't be surprised if the issue of the valid tax certificate comes up again.

That way, they are not completely taken by surprise or blame you when the temps drop and suddenly there's a pipe burst in the middle of Christmas Day.

It is easy to predict, yet rent control advocates somehow are surprised.  

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

The electric bill came up unexpected that month7.

Less leverage means that the greater cash flow can more easily cover unexpected expenses without di[ping into capital reserves or personal cash, hence less stress.  

EDUCATE YOURSELF - yes, it will take time, but will lead to a selection that better meets your expectations & avoids potentially costly surprises!

Actually, timelines are 99% of the time shattered by unexpected work and change orders constantly popping up.

60 day turn around, I put 90 just to allow for the unexpected. 30 day reno timeline as per my contractor.Help!