Here's what I know based on general Fannie Mae guidelines and the specifics of your situation:PMI on HomeStyle Loans: Typically, PMI (Private Mortgage Insurance) is required on loans where the LTV is above 80%.

Thanks,A lot of lenders (mortgage brokers) utilize figure https://www.figure.com/home-equity-line/ if it helps you at all. 

Which profits can than be utilized to carry forward into the then "good" MFH acquisition timing of things. 

Then moved out and we're sharing another house hack with less than $200 out of pocket monthly for utilities and internet while using 3 bedrooms and a bonus room for ourselves.

The latter is what a typical marketing agency would charge, and they would provide and build you the CRM for free.

Hi There - We have had several clients make the numbers work here in Chicago typically with either FHA 203k and home style renovation loans.I continue to remind everyone that a single or walk right now will be a double, triple, or even a home run down the road. 

Lending to grow is typically unsecured.

Home values typically fall between $150K–$200K, which provides a solid balance of affordability and appreciation potential.

Further, how can you enforce collections if you're not a utility?

I’m trying to utilize 1% rule and it’s tough with current market