Just my two cents regarding USAA & real estate- some people are thrilled with their mortgage & realtor programs- others, not so much.  

I would never have rented to her for many reasons, primarily because I have no reason to gamble on high risk tenants.Be very careful in the future as you are likely only going to get that lucky once in your life as a landlord, don't let this success story influence your future tenant selection. 9 times in 10 a landlord would have been seriously burned by this type of tenant. 

I won't gamble it and always use an attorney.

I was thrilled to get that deal, I thought it was slightly under market value then (today it rents for $1800 or so, according to a website that tries to track the last time it was listed publically).I had wanted to rent in Cambridge, but I felt priced out, the best 2 bedroom apartments I could find were around $1700.

I am thrilled to have the opportunity to partner with him on this deal if the numbers work.

I'd rather hang on to my money and sit poised and ready for an opportunity than lose on a bad gamble.  

Nonetheless, a gamble either way it goes.

Personally, I view postponing enjoyment in order to hopefully save enough to retire someday is a far greater gamble.  

I have not.The current owner walked away from this home because he is a gambling addict who could no longer afford the payments.  

If you don't your either gambling or guessing with your money.