As rents in some areas drop and vacancy rates rise there will be more downward pressure on the CPI for the fed to lower rates.  

Las Vegas is on the verge of a market over-supply of housing, and that will produce a large price drop. 

There are also many cash buyers who will try to use an inspection period to drop the price, so make sure if they do ask for inspection contingency, it's a very short period, so they're not wasting your time. 

(They’re a little flakier about suddenly dropping policies without claims.) and Allstate has been awesome during my 2 claims.

True, but do you really think the price surge in Cleveland is now signaling to the market that it is time to reverse course and have a titanic drop? 

Then after a year refinance into a conventional since most experts say they will drop by that time, and do it again. 

The window must have a net clear openable area of 5.7 square feet (5.0 square feet if ground floor), a minimum openable height of 24 inches, a minimum openable width of 20 inches, and the bottom of the opening must be within 44 inches of the floor.Size: The room must be at least 70 square feet, and no less than 7 feet in any horizontal dimension.Lighting & Ventilation: A natural light source (window) of not less than 8% of the floor area and natural ventilation (openable window/door) of at least 4% of the floor area are required.Heating: The bedroom must have heating capable of maintaining a minimum room temperature of 68°F.Smoke Detector: A smoke detector is required in each sleeping room.While a closet is expected in most bedrooms, the International Residential Code does not actually require a bedroom to have a closet.

You have choices though… from being the butthole landlord who tolerates no being behind… files eviction at the first drop of the hat, to the softy that gets exploited.  

There are many homes in areas outside of Claremont that are selling for $500k to $650k Many of the people we know are buying homes like this one with a construction loan for the ADU ($100k) and buying a home for $700k + $100k : $800k total at 5% down payment and ending with a total payment (PITI) of $6k minus $2k rents from ADU Total new payment of $4k which is easier to make and once interest come down some, they will refinance to drop their payment to $3k to $3,500 per month. 

I’ve lost a tremendous amount of money on paint mishaps this year alone, so I felt like dropping my $0.02!