@Brandon Shapiro what specifically do people say about these groups?

Are there specific reasons you don't want to rent them out (e.g. bad previous experience with a tenant)? 

Now the other consideration is your lender.

These specific questions should be posed to the agent that sold you the policy. 

STRs have unique tax considerations, so setting up the right systems early will save you headaches down the road!

They can evaluate your specific case and guide you through the process effectively

Specific is how I classify loans toed to a specific property, and generic is how I classify our family loan that is not tied to any specific property, so I have to allocate it myself.

Be specific...."

if yes then you got the answer, an appraiser will never come in with the proper value of A turnkey, because they rely on local comps even though those comps need much work and the principal is already done and cash flowing.2- These turnkey sellers usually purchase there properties for far below market value, if this is the case the appraiser might appraise for A lower amount due to the previous sale on the property.I don't know what turnkey seller specifically you are talking about of, but if their customers are happy then you got your answer, if their customers claim they were ripped of then you got the answer as well.

Mailchimp also I believe is free up to a specific number