:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Still early but changes seem positive. 

@David Cheng, I get your position on requiring proof of liquidity for a high-value property like your $2 million fourplex.

I'm not quite in a position to pay the mortgage, though could be within a year I believe.

The good news is that with the right approach, you can also achieve positive cash flow in these markets.Ultimately, success in real estate investing hinges on selecting a growing market, a desirable neighborhood, and building a strong support team.

**Why A Half-Point Rate Cut May Signal Bad News**While many view the Federal Reserve's half-point rate reduction as a positive sign, I see potential red flags.

Whichever option makes sense for you will depend on your cash flow/cash position.

Yes you are borrowing it, but if the asset can support it, wouldn't you rather have an investment with no cash investment making positive cash flow vs. an asset that has your money tied up making a slightly higher cash flow?

She will either take you seriously and move out, or she will show up in court with no defensible position and be forced out.The lease says she is responsible for electricity, but the former owner and property manager sets a precedent by paying it.

Hey Mike,You're in a great position to start expanding, and your goal of owning 4-6 properties in the next few years is definitely achievable.