I've acted as a "deal warning person" to many new California and a few NYC investors who I've talked to in person, Zoom, and phone calls who want to buy the Midwest or South because the price points are lower.  

And my recent transactions in IOWA thats a whole nother enchilada with their title abstracts literally compiled and handed to the buyers for safe keeping..

I am assuming I should only apply for one loan approval since pulling my credit score/history will lower my credit number. 

The idea is to re-fi in a single transaction, which, I assume, will have benefits over three separate transactions.

Basically, you're saying your intent is not to move in, but with owner-occupant loans for lower downpayments, you will sign a statement certifying your intent is to occupy the property. 

Make sure you are sold on the particular project to get a level of comfort.Past projects might have been A to B areas where upside was greater and risk was lower.

The paid off property is an attractive and way lower risk / less work investment from my seat.

page=LoadVirtualDoc&BookmarkID=6536) that capped annual increases to the Taxable Value of a property to the lower of 5% or Michigan's Cost of Living increase.

The general rule of thumb on refinances is to do it if you can make back the transaction costs within 2 years.

It's not a real common concept here in DFW area, but I love it.Buyers have no downtime, no rent rate risk, lower vacancy risk, potentially instant cash flow day 1.