I recognize how much work is needed to succeed in this industry, and thanks to the US Army working hard has never been an issue for me.

This likely means fewer issues with payments and property upkeep. 

And you can't legally dictate how much they carry for personal belongings. 

Yes, companies allow mortgage deductions from a savings account without issue. 

Those can indicate poor management, deferred maintenance, difficult and expensive upkeep like ocean front which will bring up issues with rising oceans, insurance, and hurricanes. 

As to the quandary posed by the OP: The root of the issue is that it basically sucks to be an RE investor these days.

That is smaller units built with higher density to make the numbers work for both buyers and builders.Adapting to these challenges isn’t easy, but it’s necessary to keep up with the market.What are your thoughts on how builders and developers can address affordability and supply issues. 

The issue there is that you have some people that just don’t work out and some people you have to let go.

It was rather inexpensive, and we never had any issues with the tenants.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.