For us it has had very little impact.

Carefully go over the seller financing agreement's conditions to make sure you understand any stipulations or eventualities that might have an impact on your investment.I am a loan officer and we have over 70 investors here at Aslan, so if your looking for creative financing please hit me up!

Also does it impact mortgage rate and insurance also?

I'm not familiar with the Scottsdale rental or retail market so that might also impact your decision.

If it does what ours does then you can make a decision. our two houses are about 1.5mm together - maybe with a $2mm house you will have a little more responsible guests but I doubt it as there is always one person that screws it for everyone.fortunately for us, the dip in income didn't impact us because we bought with cash but if they have that pressure it may make a difference 

.- Stay informed: Keep a close eye on market trends, interest rates, and local economic factors that could impact your investmentsI also lend on fix and flip projects so let me know if you're looking to get an additional quote for your next flip! 

Also performing notes can significantly impact your net worth in a positive way, remember the interest is what is paid first on the loan , your equity doesn't decrease much until much until late in the loan.

If someone comes at us with a stupid offer, it will have a very negative impact on how the seller or listing agent sees you as a viable buyer.

Make sure you have reserves so that a small temporary shortfall isn't impactful on you.

I understand there are naysayers out there who make preconceived notions based on limited information, but I also know that I'm doing a lot more good & making a massive positive impact than those naysayers could ever know.