If yes, please enlighten me.

I've emailed into the local authority to enroll for the intro course, hopefully they can enlightened what Texas does.

This was before I was enlightened on site improvement costs and timelines.

Your insights have been enlightening, and I've learned a great deal from the paragraph you shared.

Thank you Dave for such an inspiring and enlightening discussion.

If any investors in this niche could enlighten me I would appreciate it.

I'd expect an uptick and small flurry of all types of mortgage applications (purchase & refinance) and particularly heightened demand and interest for the limited multi family inventory across CA, the PNW and FL.At least in Oregon, the market has been semi-responsive to rate movements, and timing will be critical to taking advantage of any rate reduction opportunities. 

I've also seen a lot of properties sit for months on end and finally get to a price that I would have offered before all those months passed - and they sell at that much lower price.Please then enlighten me on what you say is a "flawed" approach.

Also, enlightening to learn about 100% financing from small local banks.

Any lawyer who is a party to this invites heightened scrutiny by the bar at the very least, and it seems like the definition of "shady.