It can't/shouldn't - unless you have a partner you really trust or want to gamble. 

Lease 2 own exit is a gamble as an exit strategy too. 

This is like asking a casino-paid gambling consultant to help you beat the house - it's a conflict of interest as few buyers agents (who are also paid on commission) are truly motivated to negotiate themselves to a smaller sales commission.

Speculators buy without a positive return relying on historic appreciation records to support their gamble. 

Another strange thing my broker friend showed me was fraudulent bank statements, he'd received as POF.If you zoomed in, you could see where they'd photoshopped the account balance.I thought it was scary someone like that was going into business.

The difference between 2005 and now, is that back in 2005 deals were bought at a massive negative amortization, as you stated and they were purchased solely as a gamble for appreciation.

Appreciate is a gamble.

It is more how I would suggest you invest based on what you said about risk earlier.I get bored easy and like to gamble. 

Roofstock is really interesting and I love the concept, the only problem I have with their site is much of their stock seems like it can be a gamble.

You will be relieved once you add this.As far as fresh water, or hot water plumbing other than leaving faucets on low drip in really cold weather it's a gamble..