Interesting, I was reading the Key Data report on Next Season's US Rental Trends and noticed they include owner nights and hold nights in their calculation.  

I have a feeling based on the reports I have seen that it is a trend nationwide as well.  

The inspection report came back showing signs of old termite damage.

Lots were sending non-engineers to the property and an engineer was signing off on the report.

However, even DSCR loans require personal guarantees and MAY or MAY NOT report to credit. 

I'll report back what I find out from two local commercial lenders

I’m snooping around that area and would love to get a boots on the ground report and opinion.

I remember the reports of the first cases coming out from Wuhan in December of 2019 ,and obviously since everyone knows there are only 4 comprehensive bio safety level four laboratories on the planet, Moscow, Paris, Fort Detrick-Maryland and of course Wuhan Institute of Virology, and given that there are over 100,000 small town with wet meat markets throughout China, one doesn't even have to ask the question "what are the odds?"

Here are the details of the property:- Leased until July 2025: $1400 and $1450 per unit per month- Built: 1930's- Zoned O-2Information in the Rental Report:- Vacancy rate: 5%- Purchase Price: $310,000- Repairs and maintenance: 7%- CapEx: 5%- Property tax: $3,600 per year- Insurance: $2,400 per year- Roof: Broker mentioned it doesn't need immediate attention but will likely need replacement soon (~$15,000).- Cash flow: The report shows a $177 monthly cash flow.- Condition: The house is completely renovated.

I'm pretty sure you're correct in that you have to have a subscription to get an AM Best report.