No NOD, examine expenses and income, devise a plan, interest rate reduction."

@Tom Wingert I wouldn't buy it.The appraisal is 3rd party and I can guarantee you the person who said "appraisals are coming in low these days" had a vested interest in making money off of you.You can examine the appraisal and make sure the comps are good ones.

I'm licensed in three states, had to go through the courses and examinations in each of them.In every state you can transfer your license to a different brokerage by filling out a form and usually paying a small fee.

Some of the HUDs that I've examined had "no electricity"- but it wasn't that there was no electric service to the house, they had just turned it off at the breaker box.

impossible to answer without examining the HOA docs

If your rents are even higher, you have a deal, if lower, examine further and use caution. $2200 for 6 doors averages $366 per door per month which tells me this is very low income area.

@Aaron Yates and @Steven Hamilton IIWhile you guys technically hijacked the thread that was a very interesting exchange and I hope it peaked peoples curiosities to examine their own vehicle expense reporting

Anyway, I DID pass the exam in June 2015.

As a past bank examiner (FDIC) I suggest you stop.

To avoid this problem, a trustee should always examine the trust instructions before signing a deed transferring any property out of the trust.Most trust agreements grant the trustee a certain level of discretion regarding the trustee's rights and duties to manage, invest and distribute the trust property.