Hey, if you want to get a bang for your buck get a piece of the pie. 

Also just picking on one piece of the package.

Selling of the pieces of the contract until you have no money in it.

There’s numbers on a piece of paper that put seller financing in a great light.And then there’s the reality of seller financing being a bet on the buyer managing and maintaining a property well for years or decades while you still have skin in the game.And a bet that the value doesn’t decline by more than the balance of the debt.And a bet that the higher “price” received because of seller financing doesn’t come with opportunity cost in the form of being able to spend or invest the liquidity day 1.And the fact that buyers with seller financing always want better terms than a bank would give them, which is real economics that sellers are far less equipped than banks to estimate risk/reward on.Seller financing is relatively rare.

A second piece, that you have prob heard, is that the 2009 crisis wiped out a great number of builders financially. 

My brother and I own a simply spectacular piece of property overlooking the Columbia River in Washington State. 

Only because you have to buy a rather large piece of land to put a really small house on.

If the loft area reasonably accommodates both pieces of furniture and still provides a living area that flows, why not?  

Rates are only one piece of the story. 

@Michael Plante it's good to hear your friend is successful - I feel like it's all about the numbers - I think I have identified a piece of property about 1.25 acres for under $300k.