Of course there are discounts for security measures, gates, guards etc. that everyone would get but homeowners premiums are derived on so may factors such as insured age, household members, claims history, ROOF AGE, age of the home, scheduled property, pets etc., so if each home is individually owned this would be near impossible. 

I am working with investors in the area and assist with professional tenant placement services: marketing, advertising, showings, tenant screening, income verification, move-in inspection, and tenant coordination, I cover it all. 

An age would help, too. 

@Dennis Hill if the house meets standards of that size family, enough beds baths and room size for children, then follow your standard rules, like I make anyone 18+ years of age qualify on their own unless they are a dependent of main tenant (prove with current tax return).

This is by no means to brag but I am living out my vision of being business owner, building long term wealth at a young age through real estate and having the freedoms to create my own schedule and building for the future for myself.

I aged about 10 years through this process, but grateful we got it done.

If the inspection already passed and you paid the fee and are only waiting on them to send verification via email, and you have already registered you lead cert on the Maryland website (very important).

We've submitted for verification but understand it can take 6 weeks or months.

The amount needed depends on factors like property age, location, and personal risk tolerance, with a general guideline suggesting 3-6 months of reserves.

Factors such as age, fire protection of the location, alarms, construction, proximity to a coast, etc. can impact the rates.