So for the dollar amount, returns, and additional risk I decided to just focus more on my day job.

Additionally, transferring properties into a trust for estate planning purposes is possible if needed.To maximize your leverage, I recommend exploring multiple DSCR lenders for better terms and working with a real estate attorney to structure your LLCs for both protection and lender compliance.Let me know if you’d like more details or assistance with financing!

Alternatively, using part of those funds to pay your current mortgage might help create additional borrowing room.

I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.Is there anything to think about if I apply to the HELOC solo?

Additionally, asking me to disprove your assumption doesn’t seem logical.

Do you have other properties that are paid off or could be part of the loan to provide that additional equity to the bank?

Additional resources I'd recommend are:- The millionaire real estate agent by Gary Keller- David Greene's books from the BP Bookstore- The E-Myth by Michael Gerber*** These are not resources related to the course but are helpful for anyone looking to get into the business

Moving forward we would just add it in the parking areas as well (the cost was not that high, just needs a good electrical source nearby). 

Additional things to consider: where is the breaker box and do both units have access to it if needed?

It costs me $50/ PER MONTH and I can use it as a hotspot at no additional charge.