If you can think in 5-10 year or more plans, you will be safe from the erratic behavior and have build a foundation to weather all the storms that will keep coming.We are in for a wild ride with so many things: personal and commercial mortgages and rent, brick and mortar retail, restaurants, job market, oil market, real estate, etc.

I don't believe the Restaurant analogy is correctly aligned with what we are facing as landlords. 

It's like asking what's the average price of a restaurant meal.

Meal delivery and cooks at restaurants are doing ok, wait staff not so much.  

And no limit to how much is matched.Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate.Plus, earn unlimited 1% cash back on all other purchases - automatically.Redeem cash back any amount, any time.

As a small city, it is great - top restaurants, sports, concert venues, conventions and great economy. 

These guys employed upwards of 10,000 employees - presumably all will be out of work within a few months.https://la.eater.com/2020/3/25/21194144/cheesecake-factory-rent-strike-chain-restaurant

For example, a busted restaurant owner's problems lead to full bankruptcy. 

I have a lot of friends in the restaurant in retail industry that will never be able to reopen and have already had to close for good. 

First, tenants should be asked to prove their financial hardship – notice of a layoff, proof their income is from a temporarily closed bar or restaurant, etc.