Problem was it's a common perk for Chinese restaurants to provide lower paid staff with room and board, and without the upstairs apartment, renting an apartment in nearby towns for staff is a problem with rooming house regulations beside a major expense.

Most of my really really high returns are in the lower end of that spectrum.Is there a delimiting factor I use, not particularly.

This sounds like a great strategy to me since this would substantially lower my down payment in a deal.

But depending on the magnitude that home price range would have to go lower. 

To be conservative, I assumed rents will be on the lower end of the spectrum.

This is why we buy only in the suburbs of Milwaukee, even though prices are higher, but taxes are lower and overall you have better demographic pools to rent to.

But if you do have a lease we can use the lease agreement instead of the market rent (since it is often lower than the lease)

When panels are producing, it pumps water from lower tank into upper. 

With $50k, you might be able to get started using an FHA loan, which typically requires a lower down payment, as long as you’re planning to occupy the property.

The lower the loan amount, the higher the origination percentage% is usually, however, as you asked - those items can vary greatly depending on the full scenario.