Ironically, it normally takes more work than you are doing right now because you have to keep your day job, build a team, find an area to invest, vet vendors, fill out mortgage applications, put in offers, analyze deals, etc...

But retail has trimmed physical footprint to defeat that---> yes, lot of store closing, but gov would say it'sretail/walgreens issue or Amazon issueI think people look at the wrong numbers sometimes, but yes in general jobless claims need to and will rise---->yes, more white collar job is affected but since they are rich in cash and rich in equity, that's not translateinto home price reduction so far.More and more evidence is showing that home price appreciation occured because of migration or transfer of wealthrather than the strength of local economy.

You can select the best applicants from that pool.Good luck with everything!

Additionally, when you go to market the property, you can provide a small discount for applicants who would be willing to sign a longer lease that will put you back in that ideal summer leasing time frame. 

@James Carlson A Home Occupation Permit application with the city of Denver will automatically grant you a 3rd unrelated resident, but still not enough.

As @Kevin Sobilo pointed out, maybe an additional career in real estate could increase your income while giving you applicable real estate knowledge.

Because you have one of them on M2M, that gives you the opportunity to raise rent, request an application from the tenant, put your lease in place with your terms, etc. 

Same thing here with discriminating against a private pay applicant because they're not government guaranteed income.

All other factors (applicable documentation, terms/interest rates, title, requirements) seem to usually be about the same.

I am on the opposite side of you on the Mortgage Banker side of things seeing things skyrocket in terms of applications right now with out of state buyers.