The counterclaims are all set-ups and bogus claims of substandard housing and me unwilling to rectify any situation, BOH complaints, breach of lease-though I never saw a lease, breach of quiet enjoyment, retaliation, and emotional distress, it's all ridiculous, but apparently these types of people get away with working the system.

I have used the same check for probably 100 offers at this point.If/when an offer is accepted, the listing agent will likely require certified funds, and the initial check will be ignored.Unless your agent is unwilling to handle things this way (e.g., they ask for an actual separate check for each transaction), this is the easiest way to handle it, and saves you from going through 10 checks a day

Unfortunately, the sellers are uncooperative, and they are unwilling to sell the land required.Thanks again for the response.  

If your bank is "unwilling" to refi a SBA loan with another SBA loan, then simply apply for it with them and request a denial in writing.

If they are unable or unwilling to answers the questions then that's a red flag....

Sounds like if your bank is unwilling to modify the note then your only choice is to refi.

This works potentially well in the case of an owner who has a primary residence and finds themselves still holding another home from a previous move, and their tenant leaves on short notice and the owner in unable or unwilling to carry two mortgages at the same time - a situation I found myself in recently.

If buyer is unable or unwilling to perform as defined by the LOI or protocol for the asset(s) contained in LOI all monies, including fees and / or deposits are NON Refundable. 

Some may be unwilling to complete my mini novel/autobiography

Paying outside of closing would be a big red flag.The fact he's unwilling to tell you the address would indicate to me he doesn't have it under contract and is worried about you contacting the seller directly.