They've decided against taking on that risk and instead are passing that on to you, their client.As landlording is a business, many of us choose not to add an additional risk component by prohibiting breeds of dogs the insurance data shows as a risk.  

Those who are self-employed (wholesaling generally qualifies) can get the additional benefits of the Solo 401k including: Compared to an IRA, Solo 401k contributions limits are roughly ten times higher.There is no custodial requirement for the 401k.You don't need the additional expense and administration of an LLC to have checkbook control.There is a built in-Roth component whereas IRAs are either traditional or Roth, not both.A spouse can also participate in the same Solo 401k plan.The Solo 401k has additional tax benefits over an IRA when investing into real estate using leverage.The penalties for prohibited transactions are less severe, though it's best not to utilize this benefit :)

Like it should be 4% rather than 0.04% interest for the refinance 5 - The above^ may kill the deal if recalculated and you're hoping to hold, but also consider if 30k is enough meat on the bone for you if you plan to flip, as you may be paying some closing costs too (depending on your market) when you sell, as well as unexpected costs

We have had some unexpected A/C issues in 2 of the units over the past year.

Another component I am looking for is good cash flow. 

On July 3rd (2018) I sent a settlement request to the builder's lawyer for the amount of the estimate (plus an additional 15% for unexpected expenses) and the amount of legal fees I paid for the lawyer (total is just under $17,000).

As a side note I experienced a unexpected expense last week that I still do not have a total on but estimate in the 10 - 12K range.

I would hold back in cash the rule of thumb percentages each month, but have a credit card or line of credit available for the unexpected. 

Nothing too unexpected and my PMs in Lubbock did a top notch job handling.

Some places I've researched include:Statesboro Winston SalemTulsaGrand RapidsPortland SparksBuilding a team-I understand that this is one of the MOST important components of any successful investment venture.I would genuinely appreciate any advice, critique, or words of wisdom.THANKYOU!