This eliminates the requirement for a new down payment since you are refinancing the existing debt.Lenders typically require:A copy of the owner-financing agreement.Proof of on-time payments (6–12 months).What to Do:Find lenders that offer rate-and-term refinancing for owner-financed properties (portfolio lenders and DSCR lenders often do this).Maintain a clean payment history.” 

Different wheels for different vehicle needs-I see this method as nothing more than another wheel (opportunity) to help your vehicle's (portfolio's) ability to adapt to any terrain (market changes).

When this happens the fancy/complicated entity structure is useless protection-wise.Lots of attorneys out there who will sell you a $10k+ entity structure that doesn't mesh with your operations as you scale your portfolio and team.

I would say these are not deals for a retail investor.Regarding investing in syndications, its really a personal choice of being passive and trusting people when real estate is not your specialty - similar to stocks - I do not manage my stock portfolio because I am clueless on it and my wife is 1000x smarter than I am and manages it.

Happy to chat with you more about any questions you have about growing your portfolio in this area, feel free to connect!

With a small portfolio, it will eat away at all your cashflow.

Thanks for input - He's insisting that because it's a DSCR loan, and because the size of the deal is too small to go into their "Portfolio Loan" product, that it has to be two separate loans. 

Managing your own properties will aid in growth of your PMC, marketing is great, but it's often word of mouth/showcasing your portfolio and abilities that will land you clients.

Financed by securing debt on a different asset in our portfolio where we could get the best terms given the rising rate environment.

Hi Forum,I currently have a portfolio of long-term rental properties in the Nashville area, and I want to explore expanding to Rochester, MN, potentially getting into mid-term rentals near the Mayo Clinic.