Sounds like the person knew what was going on with their credit report as they have filed reports in the past. 

If you meant co-living, look up @Grant Shipman, that is what he does.Can you please explain or point me to a post that tells us what your model is?

Next issue, I know we had BP members who taught real estate at state approved schools, that would have qualified, but what  tossed them out of the ring was they also taught beyond their qualifications, such as in finance and got it wrong!

We are buying two houses right next to each other.

Options - collect full payment for the 3 months up front and lower the deposit to secure against damages only, require insurance.

I really like the idea of leveraging local contacts for walkthroughs and feedback.

Probably a quarter of the buyers we work with are house hackers.

the rest of the loan payment right now is coming back to you eventually. 

The problem was that I kept tweaking the model.

This Wikipedia page gives different wall types and how well they block sound.