It’s a tactic that can work, especially when both parties understand and agree on the process. the issue is with this sub to  soup de jour your going to get all sorts of fraudsters coming to play and that is just a fact.. once they figure out the angles..

It’s still up-and-coming, so there are some rough spots, but it could be a solid long-term play.

There no reason to wait any time or have any “whichever is lower” rule come into play.

Sure, you can play semantics and explain the differences between them - all that doesn't matter.

Thanks for playing. 

I 100% think you should add a hot tub even if it just a plug and play one that is reputable.

My freshman year of collage I played division 1 football in Pittsburgh at a school called Duquesne.

Of course, there are several factors that play into this:How much money do you actually have to put into the deal?  

A few folks have talked about leveraging a HELOC in the future, but if you don't have other assets to back up that play and things go south it could force you to sell your primary home - that gets real dark real quick.

If you told him you have been playing pickup games for the past year and need help improving your jump shot, now he has evidence you're motivated and a specific goal he can quickly help you work towards.