The only exception might be a construction loan, but only after the purchase money has been funded thru a neutral party.No one, not even Fannie Mae, is lending at 2%.Origination fees, or points, are due when the loan funds, not when it’s approved.The letter you present has been published here on several occasions in almost the exact form and always identified as a scam:https://www.biggerpockets.com/forums/49/topics/913193-is-this-a-legit-private-money-lenderhttps://www.biggerpockets.com/forums/49/topics/302281-private-lender?

The first person we spoke to said they didnt’ negotiate rates down so we called right back and spoke to a different person and they were able to negotiate rates down...This strategy has worked for us on many occasion.

We have had to call our local property manager on occasion to respond based on what we see.

We have had to call our local property manager on occasion to respond based on what we see.

On occasion, when there is a lender involved, I’ve seen Sellers remove an appraisal contingency, but allow for Buyers to keep a mortgage contingency.

I have seen people just drywall over the door opening on many occasions.

Willing to travel on occasion if necessary. 

You will most likely have new tasks assigned that seem irrelevant (like uploading documents you've already uploaded on multiple occasions).

On the occasion I did have someone try and find solutions for my clients, I always took the time to listen. 

On one occasion, I got an appraisal I was not happy with, and sent it back, stating where he was incorrect.