The big different thisOne strategy that's doable to be executed now if one has to sell their rental sub 3 mortgage is...by 1031 to DST , I noticed there're still a bunch of DST from 40-60% LTV offering 4 percent 10 year IO for cash-flow.  

@Matt Tallent...Is that 7% on an I/O basis?

We have mostly IO loans on our 1-4 properties.

I-O.

They are generally shorter terms loans such as 12-month loan term with Interest Only (I/O) payments.

An interest only (I/O) LOC wouldn't be a term loan.  

Fixer for iOS.

Variable rate tied to Prime + 1%, 80%LTV, 12 year draw, you choose P/I or IO payments.

Thanks for the responses @Tony Talamas @Brian Burke and @Brian Davis.I received what I think is a very attractive recourse quote that was so far below the non-recourse quotes from Fannie/Freddie and others that I went for it.  60% LTV, 7 years fixed at 3.2% with 4 years of IO.  

First CommonwealthFirst Midwest, up to 90% Chicago areaFirst Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Veritex, Texas HELOCHanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available Hurst Lending and Insurance Investment property HELOC in Texas.