For what it's worth, I'm no longer insurance licensed since I took my practice fee only.

I am curious what is a market correct "finders fee" for bringing the company deals we are able to close?

I hope to net around $800k after fees and closing costs.

@Rickie LattimoreGive up 95% of the equity - oversee the properties and collect a management fee.

It's why most large landlords use their own in-house tools/software they pay someone a one time fee to setup for them and then hand off. 

I've scheduled my sprinkler install and working on the egress.  

LLCs require additional filing fees and tax returns and just complicate things.

I think it only makes sense to switch if your current lender is not meeting your expectations, and the rate/fees are significantly different.

On the renewal for the license, I asked if the loft was considered a bedroom and the response I got (unsurprising when it comes to taxes & fees!)

If the rate is reasonable then it may make sense to try to save fast to get to the 3.5% down payment on a double or triple - househacking may allow you to increase your savings rate and pay down that loan even faster.As for estimating costs, closing in NY factor at least 1% of the mortgage amount for tax, plus $1500-2000 for lawyer, title and fees, then the amount required by the bank for escrow will depend on the actual property taxes and insurance.