I am looking for other creative financing ideas to make this deal work.

Hi,Sourcing my creative finance people for some advice here for a begginer real estate investor.

It would be unfortunate if the Wyoming LLC is the deed holder if the property is located in PA as I suspect you are likely getting hit with recurring registered agent fees (I don’t have direct experience working with LLC’s in Wyoming because there are absolutely no added protections incorporating in Wyoming but that’s my hunch).

You can also try and incorporate a seller concession of up to 3% (with 3.5% down) which can help cover closing costs and reduce the cash needed to close.

Depending on where you incorporate your name will still be recorded on the public record with the Secretary of State.

I am clearly not reffering to professional lenders that misrepresent themselves as privte lenders) Traditional lenders just don't make 100% loans on investment properties ever and 5% in todays market is just not realistic.When you hear about zero down deals they are almost always done with some sort of creative deal structuring. 

He said, NO :( Just trying to be creative!

I'm sure the brilliant minds here at BP will be able to provide you some creative ideas!

You also owe transfer taxes which vary by state and county.I am not a CPA I am not an attorney this is not tax advice.Thanks for your reply Caroline.I'm not asking because I think it will protect anonymity -- we're not incorporating in WY or DW. 

Hey everyone,I wanted to share an exciting creative financing deal I just closed that resulted in over $50k in equity, with only $6k cash to close, plus many other benefits!