And if all houses have not been fully rehabbed (we do fulls on every buy), some expected number for capital expenses should be included in that (IE if you have 3 years left on your roof you need to be deducting $X from that figure, repeat ad nauseum for all major capex).

There's also disclosures in there that have to be included in your lease paperwork.

Interestingly, the records do include the downstairs space as part of the livable square footage.

First, the $316K w/study seems a little light, and I would interested to see some more details on what they included in their 5,7,15 year asset classes.

However, before deciding on a DSCR loan, it’s important to analyze your existing first mortgages—including their rates and the current loan-to-value (LTV).

Do they include energy tax benefits within their study?

If not, then you really need a strong legal structure stating how these properties will be governed going forward, including management, tenant selection, capital expenses, etc.

just to be candid, unless you're using some kind of creative strategy... you need a really solid amount of cash including reserves. 

Lenders see all, including how little margin some flippers are operating on.  

We would offer more of a budget-friendly option which could include FB marketplace/goodwill -Manages furnished rentals (STR/MTR) for investors.