I have a lot of MF experience (enough to get a loan for a 20-unit, say), some cash (the least of our problems is finding cash to invest), but less time than I'd like due to health reasons.

Apartments ect.Call your county health and human services building and ask for a list of subsidized housing.

Dont worry TOO much about condition, but yes, VA will require the seller fix things that are health and hazard issues.  

I am 65 years old, in excellent health ( go to YMCA 3 days a week walk 3 miles almost every day).

The lender, a dear friend has some health issues, and I wish to repay by refinancing.

I would watch out for government run low income buildings or clinics as they usually dont change location often

How much are other people paying for health insurance, that is not provided by ones spouses job or job?

Additionally, while a precipitous fall in oil prices has had a negative impact on “oil patch” locations, it has effectively increased the spending power of the American consumer.While there are still concerns regarding the overall health of the economy, the current real estate lending environment remains active and strong as a whole.

Health care?

Whether for mental, physical, or spiritual health; I want to make sure that they will have happiness in their lives.