What I have seen is formal written notice being issued and if the owner refuses to comply with the rules after that, the HOA simply places a lien on the property.

If it’s a major date or you have $ at risk do the formal addendum.

Dont need a formal education and your success if directly related to your efforts street smarts and throw in a touch of luck. 

Do you have a formal written lease on the garage?

When you win a tax lien auction does the 3 year administrative and judicial clock start concurrently?  

However, in most cases, if this is a true tax Foreclosure/judicial sale, then the HELOC will be wiped out. 

Twice for HVAC servicing and one for a formal inspection. 

The formal rule here is that the delayed financing exception includes purchase price + closing costs.  

Recently purchased a house as owner occupant and I have a renter lined up for when I move out after the 1 year mark.Thinking of bringing them in sooner as a roommate and then doing a formal lease once I move out.Has anyone done a formal lease agreement for a roommate?

I forget its formal term.