This isn't done with a day trade mentality...small tweaks work just fine.Our long-term goal is for our leverage ratios to drift down slowly over time so that we "get rich slowly" and have a portfolio of free and clear assets long term.

Go to the zoning dept and find out everything you can about dwelling units/acre, service accessibility or septic and well requirements if not, taxes, special ordinances, improvement districts or ability to float municipal bonds and their general appetite for development.  

We are planning to use the floating floor snap-together planks if it matters. 

Do I have to disclose to future buyers that some negative vibes from my crew might be floating around for some time? 

The only thing that I don't understand is the "Prepay during Fixed, Floating" terms.

I think you catch my drift. 

We use this as our float fund for admin and marketing expenses. 

Floating Homes in Portland? 

I typically find lenders that are offering renewable 5-year loans with 20 year amortizations, and usually floating prime, with a floor percentage. 

The up-front costs are much lower than the other options, you don't pay any interest until you actually use the money, and only pay interest on the money you do use.The downside is that the interest rate is higher, usually floats, and is amortized over a shorter period.