@Jonathan Carter I looked in a lot of places and I realized that many laws and rules can be interpreted in different ways.

Hi Arif, I can't help you, because Alabama law very different from Pennsylvania.

Now, if you have a good Broker and he is set-up at 8 different lenders already and he/she is great at the processing and getting loans closed then I'd say they are worth their point. 

@William Causey depends on the transaction and the parties involved.Agree with @Dennis McNeely on some of the transaction costs.A different issue though is with an Assignment, the buyer gets to see what you paid for the property.

If it was me...I'd check with zoning to find out how many dwelling units I could build, and I'd find what the requirements are for those units (type of house, height and setback restrictions, etc.).Then I'd find out what local builders think the cost to construct would be - just get a cost estimate per square foot for 2 or 3 different levels of finish.

Everyone’s situation is different, probably every year. 

Like anything, everyone is different.

I think they used to be more helpful in the past and they made some changes and now they're not so valuable.I see weird and different values for my Airbnb stats depending on if I'm using my laptop or phone to view them.

How long it takes to be financially ready is different for everyone.

How different will it be for rent?