I've been wondering do I find a less thorough but competent Mortgage Broker who works faster because he requires less documentation. 

Most conventional loans take 30-45 days, because of bureaucracy and legislated steps, see if they can move faster if you submit your docs ahead of time and just give them your current pay stubs when you are ready. 

The alternative to that is you could reach out to some of your smaller local banks and one of them may be able to refi faster than the 6 month time frame. 

Cozy offers a faster payment for $3/unit... but not worth it to me.I really like Cozy because it's focused towards landlords and tenants. 

I did not personally spell out an automatic rent escalator based on percentages, because in some years rents appreciate a lot faster tan 2 or 3%. 

You may be able to find a private money individual who can move a little faster but there are a couple other parties outside of the lender that also cause delays.

But I lOVE brandIng and desIgn, and i know that it will help me build credit for loans and such, much faster than a minimum wage job I would get without that education.

From listings, it seems  properties now in Union city/Weehawken are increasing faster than those in Jersey City areas. 

If they had put the property size in the listing, and if the appraiser had had a clue, it would have sold much faster and for a much higher price.

USDA (not all towns), VA (Veterans only - with a DD214), NACA (has some hurdles to jump through.Alternatively, we could negotiate an option, which lets you tie the property up while you organize your finances.There's some due diligence to go through - price, condition and location.That said, you might be able to find the right home faster than you think.