I recently did one where the lender did allow it but that was because of our position as a great customer of the bank and our impeccable credit record.  

Talking about poor children and the such is just designed to make me feel bad.

Down payment should be about the same (20% on a buy-and-hold) but you'll see an additional $3-$6k on average in CC and the ability to keep it off of your DTI/Personal credit along with hopefully no more hard inquiries on your credit (many lenders will accept/perform a soft pull).

The only example I can think of is that I asked an applicant questions about their credit report.

Bad, real bad, respirator bad.

That would be you.Gail Just because it says malicious doesn't mean the animals were mean or bad.

I just think basement access is generally a bad idea.

I've seen a few hundred dollars for lease renewals versus they may charge a month's rent to find a tenant and you are reducing the risk of having a bad tenant with the turnover.

@Jeff G. not aware of that, but sure it's available for a price from Fair Isaac Co or one of the credit repositories.

They know they ins and outs of their property, and you bad-mouthing the property isn’t going to going to endear you to the seller.