I am afraid your strategy of using additional insured status to circumvent the lender being notified of the change in title ownership will just give your carrier reason not to pick up coverage in the event a claim arises. 

I think insurance companies have become more risk averse as weather events increase.

Hi Scott, I requested to join the group via link you provided. look forward to attending if my schedule permits.  

@Austin Carr - After you attend Charles's underwriting session I'm sure there would be folks in the community that would be able to provide you some feedback on your analysis.

Bigger Pockets is a great place for education and networking and is full of great content.I recommend that you check out the following resources:If you want to network or ask specific questions about your local market, go to your local real estate forum and connect with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networkingYou can meet local investors by registering to attend real estate events in your area: https://www.biggerpockets.com/forums/521-events-and-happeningsGood luck.

You can meet local investors by registering to attend real estate events in your area: https://www.biggerpockets.com/forums/521-events-and-happenings6.

I have long term rentals but for many years I was only slightly cash flow positive and larger negative events put be back to break even and even a few negative years.Here is the upside and how I changed my mindset.

I wish I could attend 'local' REIA groups for that area.

🌟 Why Attend BPCON?

You can meet local investors by registering to attend real estate events in your area: https://www.biggerpockets.com/forums/521-events-and-happenings6.