,It sounds like you may be looking for something more like this:  www.synergypgh.com/wp-content/uploads/2013/09/Investment-Presentation.pptxThanks...that's similar to what I'm thinking.

Sounds good!

Not to sound discriminating, but what kind of person hoards? 

There are some unit types you can use that Feel warmer but that doesn't sound like it is her problem.  

Sounds great @Chris Seveney - thank you!

If your student loans are only 3-5% interest, that's pretty good so I think it's okay to pay those off over time.It sounds like you're making good income with your current employer and there is room to grow, so I'd plan to stay with that job until you can pay your high interest loans off and save enough for a down payment for your first property.

I think it comes back to what is most important to you, it sounds like maybe the velocity of reinvesting again? 

sounds like scammers to me.. 

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.

Sounds like.