I just did this with a 4/3 new build out in Cape Coral and a construction to perm loan through the bank.

Real numbers- purchase 907k,rehab , closing costs, soft costs, 840k, all in 1.747 mil, basis for each unit should be roughly 291kappraisal of each unit minimum 400k , so 2.4 mil if for all 6.I might refi only 4 out of 6, that will cover initial loan amount.

Whatever you do, leverage smartly—DSCR loans can help you buy more without draining your cash, and depreciation will handle your tax burden for 2024.

Loan: Bank Statement, $5,500/month PITI.

If I find a deal on an area I would consider living when I move back I would like to be able to pull the trigger and possibly refinance into an owner-occupier loan once I move back to the US.  

Loan: Bank Statement, $4,300/month PITI.

So they started doing the loans that everyone else turned down, ultra high risk development deals, second mortgages, land loans at ridiculously high LTV, loans where the borrower has none of his own capital invested, 85% of AFTER stabilized value loans.  

See if you can do an SBA loan at 10% versus a commercial loan at 25% downpayment.As far as investors:3. 

I essentially present to them my numbers of what I can redo the property for, and they loan me 80% of the ARV basically no questions asked except for an appraisal.

Then you can immediately put a loan on. the free and clear property and pull that cash out to get close to what you need for the ADU.