You will have to refinance into an LLC/Corporation/Trust that your wife owns and she will be the guarantor.

Also consider putting the property in an LLC for asset protection.

Hello friends,I am a new BRRRR real estate investor working and living in Germany.Just incorporated LLC in US and willing to buy my first rental property soon, The question here is the "Refinancing" part, As far as I learned that I cannot refinance unless I have a credit score, right?

I thought of getting a commercial loan or getting a loan through an LLC.

This would be the beginning of the brrrr method and I would have 3 rentals right away.My questions are 1. is it better to start an LLC for RE and transfer my existing property into the LLC? 

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Marked Rentals LLC, for instance, provides flexible loans with fast approval and can be a great option for real estate investors like you.Home Equity Investment: Some companies offer equity-sharing arrangements where they invest in your property's equity and you get a lump sum without taking on debt.Business Line of Credit: If your STVRs are operated as a business, you might qualify for a business line of credit, which can provide the flexibility you need for fix and flip projects.Feel free to reach out if you need more detailed information on these options or if you have any questions about flexible financing solutions.Best,Stacey Wells.

Should I get a new LLC, or is my current LLC ok to qualify for a business purpose loan for this restaurant? 

Hello, I cannot find a lender to get me a second mortgage on my investment property vested in an LLC. 

Can you buy the LLC and assume the policy?