Personally, I can work with applicants who have low credit (especially if it’s from medical bills and not something like credit cards which to me is more indicative of poor spending habits).

@Mya Toohey thank you for your answer, I think that a mentor will play a vital role in my real estate career, But that begs the question, how do I find one?!

I gave away my profit but since the total payments would cover also the mortgage on my own house, I have no car payment no expensive hobbies/habits and have 60k in cash reserves and another 90K I could access through credit cards, I'm ok with that. 

I think the average person has two good options, 1 - be committed to learning how personal finance works and practicing good financial habits and planning for their own future.

Does the anyone know of an insurer that would cover the 4-6 months of renovations before the home is habitable.

I think this is a good habit so that you can always take into account the quality of the data you put into the tool.Jason

I found this: "Habitable areas.

The meditation habits we had learned from our course helped us shift our mindset. 

Maybe landlords will finally listen to what I am saying.This is not the solution for you.https://www.washingtontimes.co...This is .....Dear President/Govenor/Senator/Congressman/HUD Secretary/Govenor (You Fill in the blank)Thank you for all that you are doing to help citizens and businesses affected by COVID-19.As you are aware, Landlords provide a vital service to many millions of Americans.

I don't have an expensive life style or expensive hobbies or habits.