@Irene Morgovsky what you are experiencing is that rents do NOT increase linearly with property values.Or look at it another way, the pool of renters that can afford higher & higher rents, shrinks faster than a corresponding pool of buyers.You could look into making it a short-term rental to try to improve rental income, but:1) Is it allowed in that area2) STR rates are coming downYou may have to accept "negative income" or sell.

Memphis has a pretty affordable housing market and tends to offer solid rental yields, which might align well with your goals.

Texas is a hub for investors due to affordable housing, high demand for rental properties, and favorable landlord laws.

If you’re just starting out, a long-term rental could be the safer bet for consistent returns and lower management hassle.On the other hand, some investors prefer out-of-state opportunities for better cash flow and affordability.

She qualified with her dad so she could qualify for a bigger mortgage, so she cannot afford the monthly payment by herself.

The 46218 zip code, specifically Martindale-Brightwood and then Near Southeast were a couple places that caught my eye as more affordable with good cash flow opportunity while still being B- neighborhoods.

If it was a ch7 you have a better chance to get a property but ch 13 typically they don’t want to sell and if they do then you would need t convince them and the trustee to allow it to be sold.

So it's on the backburner until we can easily afford the payments and maintenance on a property in that area and enjoy a little subsidy from seasonal rents. 

But for the most part, your typical renter pool of people are people with bad credit and tight finances to where they can't afford to pay for a premium rental like that. 

Affordable options in Rockwall and Royse City are also growing.