I got them to cover one of my rentals in Jacksonville that has a 1996 roof.

Just make sure you’re prepared to cover any shortfalls on that property and have a strong plan for deploying the new capital effectively.

These agencies often cover vacant or under-renovation properties.

You should have insurance to cover fires.

It helps cover your mortgage and gets you into real estate investing early.

Access roads and if multiple are needed for each unit.City regulations and zoning.Impervious cover requirements or percentage across the whole lot.Drainage per units built. 

We made to make some upgrades to cover the number of people but haven't had any issues other than normal maintenance yet. 

Being clear about what’s covered in the lease and by local laws can avoid misunderstandings and set their realistic expectations.If you do plan to carry out the cosmetic upgrades (because the property is overdue and of course you want to ensure your tenants are enjoying their home to the best of your abilities), try to schedule the repairs at times that minimize disruption.

Renting it out now could help cover the mortgage, and you’d benefit from any appreciation over the next two years.

I’d prefer to avoid double-paying for insurance if possible.Additional Note: This property will be used as a short-term rental, which adds to the complexity.Any advice on how to structure the insurance to cover all bases without redundant costs would be greatly appreciated!