Too much problems since under contract.You allude to other problems, depending on their nature, maybe walk. what is the tenant’s reason for fighting eviction?

Zoning, subcontractors, mother nature, P/I during construction and rent up, your loan doesn't get "fixed" until after construction, material inflation, etc, etc, etc.You have taken most of the risk off the table with family financing and family construction. 

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In that case, I would shop it around to see if any other regular carriers will write the coverage.  

Find one you can go to regularly for a few months.

The information he gives is correct information, save for natural errors here or there that anyone would make.

I have been on with them twice on the regular podcast, and now they are talking about me behind my back?

If you can find a 'prefinished slab' company, you should be able to get a regular size kitchen done in granite/quartz for <$2000.IMHO, it is worth it and can justify a rent increase.

Assuming this is their natural child, they've managed to build excellent credit for the wife over a long period of time.

I have been happy with them as all of the forms are State specific and they update them regularly with any law changes that are specific to that state?